Women grow in their independence, business acumen and leadership potential. Having developed their businesses, women of our local partners grow in awareness of community needs, transition to self-sufficiency, engage in informal financial services, and become more technologically savvy. Having reached this point, they are ripe to enter the social and economic benefits of formal financial services including mobile money, banking, or Saving and Credit Cooperative Societies (SACCO), as well as insurance services. Carefully and thoughtfully, the women entrepreneurs grow their capital, save increasingly more, and have the opportunity to consider developing their business into micro, small and medium enterprises (MSMEs), partnering in cooperatives with others in their community. With a focus on resilience, and their ability to withstand the setbacks of challenges of which they are well aware, they are lifting themselves from poverty, systemically responding to community needs, continuously improving, mentoring young women, improving labor markets functions, and living a life of dignity that in turn provides better opportunity for their children.